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Whenever we purchase any vehicle we promise to avoid any damage to someone or something or the same vehicle, as well, because we do the same when we give or buy a dog? Consider that dogs can cause us a lot of joy, and they can also cause occasional annoyance.

Let's explain what types of insurance, as well as laws exist regarding dogs.

Within the field of insurance we can find three different types:

1st. Liability policy for the dog
It depends on how the dog is cataloged, special or not, and this distinguishes each different insurance company
Here you can choose between several possibilities:

A) A basic insurance only covers liability and damages caused by the animal

B) In addition to point A, which also covers damage to the same animal, in this type we can see different clauses in policies that cover certain expenses such as plates or analysis veterinarians, slaughter and death benefits or theft of the animal.

C) Possession of potentially dangerous dogs is mandatory civil liability policy with a minimum value of 120,000 € besides having administrative leave. But well, what are potentially dangerous dogs? Let us explain quickly.


Potentially dangerous dog: That dog is or comes from a cross of the following breeds: Pit Bull Terrier, Staffordshire Bull Terrier, American Staffordshire Terrier, Rottweiler, Dogo Argentino, FILA Brasileiro, Tosa Inu and Akita Inu. Or dogs that do not belong to the previous races but meet all or most of the following characteristics:
Looks strong and muscular, agile, markedly, weighing more than 20 kg, large jaws, mouth wide and deep, big breast ... Or dogs that have made attacks on people or animals before

Rocky
staffordshire bull terrier

If we talk about prices, insurance rates ranging from 30 to 70 €, for dangerous dog 70 to € 150 for those classified as hazardous

2 °. Common policy for family and animals
Covers any damage caused by any member of the family or the dog, can be contracted individually, for one or more family members, the coverage is different from multi-risk home insurance

3 °. Multi-risk home insurance policy
This will depend on the clauses that come into the policy, for example to cover the damages caused by the dog only within the home, covering the damage inside the building, the damage on the outside, it always pays to read the fine print to know exactly we have covered

Some companies say dogs can be: Mapfre, Pelayo, Santalucia, El Corte Ingles, Caser...


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